Hi, I have just been onto my account that is sunny and an affordability problem. It states i will be due simply over £500 but is only going to get about £5 of this. The difficulty I have is I still owe the funds nevertheless the loan is sold to SLL Capital. With wonga they took the amount that is full the thing I nevertheless owed, that we ended up being hoping they’d do right right here but as the been offered do we nevertheless need certainly to spend all of it as well as only accept £5 from sunny? i really hope this will make feeling
Sara (Financial Obligation Camel) says
I will be amazed it has occurred. Ended up being the final loan one of this ones being refunded?
I’m uncertain how exactly to be sure? It simply took me personally directly to just how much We had been due.
Sara (Financial Obligation Camel) says
ok, it is advisable to mobile up client solutions and inquire them why while you have experienced redress calculated it hasn’t been utilized to counterbalance the balance owed. Be persistent.
Thankyou I’ll ring them tomorrow. Because its sold https://pdqtitleloans.com/title-loans-la/ to SLL Capital though do they usually have capacity to do this?
Sara (Financial Obligation Camel) says
Yes, a loan provider can invariably buy a debt back.
well ive been regarding the phone to sunny and got nowhere. Essentially all ill get straight straight back from the ВЈ558 is a few pounds as well as will maybe maybe perhaps not just take the quantity off my financial obligation as the with SLL Capital now. Appears quite unjust since the loan ended up being unaffordable and I also should not be paying out it. Fundamentally its maybe maybe maybe not their issue now because it ended up being in love with
High in the boro says
Once I get on my account it claims they can’t provide me personally that loan but could pass my details on to a different business whom could probably assist!
Have actually emailed them for support
Sara (Financial Obligation Camel) says
Will there be perhaps perhaps not a web link to web web page to place in a claim?
£6k odd it is saying my prospective claim is and I’ll get max of £60 right right Back. This is certainly psychological that this ongoing business offers away with this particular.
We logged in this early morning to note that We these were maybe not considering my loan as unaffordable while the claims calculator didn’t suggest this . I are not able to observe how this really is feasible offered I also entered into a debt management plan shortly after taking out the loan in 2014 that I had taken out other payday loans at the time of my application and the loan was for £500 . I truly want to get this loan taken off my credit files after they wrote of the loans this month as it’s the only creditor who didn’t default during my DMP , it’s currently showing as settled on my report . I’ve submitted a handbook claim since this ended up being a choice once I logged into my account but I’m maybe not keeping away hope that is much .
Sara (Financial Obligation Camel) says
ВЈ500 is quite marginal to win a single loan grievance in the Ombudsman.
The difficulty actually that they should have marked the loan as defaulted in 2014/early 2015 – if they had, it would be dropping off soon for you is. this is certainly what you ought to push for actually, maybe not when it comes to loan to be upheld as unaffordable.
Hi That’s all i’d like we don’t actually worry about the refund it is the payment that is late to my credit files being the things I require eliminating . We have made complaints for them within the last couple of month or two that the loans need been defaulted plus they refused to incorporate a backdated default to 2014. They usually have now said within their webiste as well as in the e-mail which they delivered today that they’re handing the handling of the records into the credit guide agencies if amendments should be made . We can’t observe how the credit reference agencies should be able to make amendments though without permission from sunny ! This can be extracted from their site :
We now have transmitted the control over keeping any remaining documents to the credit history agencies, once we won’t be keeping these documents in the years ahead. Any more inquiries regarding entries on clients’ credit files in terms of ECIL loans should be raised using the agency that is relevant.
Sara (Financial Obligation Camel) says
OK, then you can certainly grumble straight to the CRAs – which CRAs show this loan?
All 3 regrettably ! I’ve raised Experian and Transunion today is going to do the exact same with equifax the next day . I’ve just never been aware of credit guide agencies being because of the charged capacity to amend entries on credit documents ! Extremely strange .
Sara (Financial Obligation Camel) says